NC Health Insurance You Can Afford
It's been on the back of your mind "you have no health insurance" what if something happens to you or your family? You could lose everything you have worked so hard for - yet how in the world will you be able to afford your own insurance?
The Truth is, there are Affordable Options through BCBSNC!
You don't need to worry even one more day. CarolinaHeath can get you up and running with the most trusted healthcare insurance in the nation: Blue Cross and Blue Shield of NC ( BCBSNC ) plus Other Options!
Our specialty is working with people who need private health insurance options that are affordable. You'll be surprised by the options we can offer you and how affordable it really is. Get a Quote Now by Using the Form on the Right Side of This Page.
Taking the Guess Work out of NC Health Insurance with BCBSNC!
There are many options around but at CarolinaHealth we look at your situation to determine quickly what your best option will be taking the guesswork out of what private health insurance will be best for you.
Our experienced, licensed heath insurance professionals have over 100 years of experience in North Carolina alone. We are one of the most prolific providers of Blue Cross and Blue Shield of North Carolina ( BCBSNC ) individual health plans. Our professionals will help you make the best decision for your health coverage needs.
Our goal at CarolinaHealth is to help you find the best possible coverage for your individual and family health insurance needs. Maybe BCBSNC is the best option for you. Maybe there is another option. The key is, we work with to understand your specific needs and what options exist in the marketplace to meet the needs that only you have.
Get Started Now with BCBSNC Health Insurance!
It’s so easy to the best NC health insurance option for your specific situation is take just a few minutes and fill out our short Get a Quote Now by Using the Form on the Right Side of This Page or call us now toll free at (866) 894-3482! We will provide a quick FREE no-obligation quote and help you get the coverage that you and your family needs.
Other Health Insurance Options
In addition to BCBSNC we also provide coverage options through Cigna, United Healthcare, The Principal, John Alden, Guardian and many other TPA's (third party administrator's). If this is something you need we can help.
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*Rates may vary.
Plans are broken down by (NC) County.
Click Here for Additional Information about Blue Advantage |
A traditional PPO (Preferred Provider Organization) plan
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With Blue Advantage NC Health Insurance, you can have access to many of the best doctors, hospitals and specialists in North Carolina. Blue Cross and Blue Shield of North Carolina’s (BCBSNC) networks are large and member copayments and coinsurance are predictable.1 Just visit an in-network provider, show your BCBSNC ID card and pay the copayment. The doctor handles all the administrative details and files the claims. You can go directly to in-network specialists without a referral, and you can go outside the network for most services.2,3 The only difference is the out-of-pocket cost.
Blue Advantage NC Health Insurance offers three plans that allow you to choose the benefits and deductible that work best for you, with costs as low as $15 for copayments and $10 for generic prescription drugs.4
Blue Advantage NC Health Insurance has you covered across the nation and in more than 200 countries and territories worldwide through the BlueCard® network.5 To find a nearby network provider, call 1-800-810-BLUE (1-800-810-2583) or search the provider directory at bcbsnc.com.
You can also purchase coverage for children. With Blue Advantage, children receive full benefits, including coverage for well-child and well-baby care and immunizations. Maternity coverage is available for an extra charge when you first purchase a policy, renew a policy (if the policy has been in effect for at least six months) or if you have a family status change, like marriage.6
Blue Advantage NC Health Insurance provides you with access to a variety of online resources and programs designed to maximize your health care experience. Resources include Member Health Partnerships , our confidential health management program for adults and children – offered at no additional cost – that can help you better manage health conditions like asthma and diabetes. And, our value-added Rewards and Discounts offer you member discounts on everything from vitamins to gym memberships. 7, 8
To be eligible for Blue Advantage, you must be a North Carolina resident, under age 65, medically eligible, and not eligible for Medicare. Enrollment takes approximately 15-30 days.
Fill out the quick form to receive your BCBSNC Quote from BCBSNC now! Your BCBSNC Quotes will be sent over immediately.
1 Some services and supplies received by members in an office setting or in connection with an office visit are in fact outpatient hospital-based services provided by hospital-owned or operated practices. These services and supplies may be subject to your deductible and coinsurance. Please see the BCBSNC provider listing to identify these providers.
2 Referrals may be needed for certain mental health and substance abuse services.
3 Preventive care is limited to in-network benefits.
4 Refers to Plan A, Preferred Tier, policy form number M58, 7/07
5 Blue Cross and Blue Shield Association Internal Data, 2007: www.bcbs.com/news/press/facts/bluecard.html. (09/08)
6 Maternity coverage is offered through Blue Advantage at an additional rate.
7 BCBSNC provides the Member Health Partnerships (MHP) program for your convenience and is not liable in any way for the services received. BCBSNC reserves the right to discontinue or change the program at any time. Benefits available through MHP are subject to your current benefit plan and preexisting waiting periods.
8 Blue Extras SM programs may not apply to all health plans. Discounts on certain goods and services may not be provided directly by BCBSNC, but may instead be arranged by BCBSNC for member convenience. Any discounts are outside your health plan benefits. BCBSNC is not liable for problems resulting from goods and services it does not provide directly, such as goods and services not being provided or being provided negligently. BCBSNC may change or discontinue these programs at any time.
Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ®, SM Marks of the Blue Cross and Blue Shield Association. SM1 Mark of Blue Cross and Blue Shield of North Carolina.
